v3.32.2: the Windows card-swap auto-equip loop

After a card swap (or the first insertion after startup) on Windows the
auto-equip looped forever: "card inserted, initializing" / "card gone
during initialization", with no "retry 2/3" lines.

An equip with the card still present produced no card (app.card None),
and that branch reported "card gone" and returned True - a no-op success
- so the three retries never ran and the watchdog re-armed every ~5 s.

- The card-gone no-op is now only for a real removal (card_present
  False); a card-present init that produced no card raises a failure.
- Any failed attempt marks the transport stale, so the next attempt
  rebuilds the PC/SC link (a Windows swap can leave the old link unable
  to connect; _ensure_transport releases the old link before building
  the new one, so the 2026-09-24 stale-handle bug cannot recur).
- The error pySim swallowed (cmd2) is printed as "AUTO-EQUIP: init
  output:" with its traceback - the failure is diagnosable from the log.
- Docs: the READMEs' troubleshooting bullet.
- Version strings + the PWA cache bumped together (simple-v460).

Tests: a card-present init without a card is a failure, a mid-init
removal stays a silent no-op, any failure marks the transport, the
stale-handle traceback reaches the log, and an end-to-end retry: a
failed init, the old link released, a fresh one built, the retry
succeeds.  1012 Python + 953 frontend green.

CHANGELOG.md

@@ -9,6 +9,18 @@ every change carries a descriptive commit message.
 
 ## [Unreleased]
 
+## [3.32.2] — 2026-10-21
+
+### Fixed
+
+- **The auto-equip loop after a card swap on Windows.** A failed initialization with
+  the card still present was reported as "card gone during initialization" and treated
+  as a no-op success — so the three retries never ran and the watchdog re-armed every
+  few seconds forever.  It is a failure now, and **every failed attempt marks the
+  PC/SC transport for a rebuild**, so the retry starts from a fresh link (the release
+  of the old link happens first, so it cannot inherit a stale card handle).  The error
+  pySim swallowed is printed as `AUTO-EQUIP: init output:` with its traceback.
+
 ## [3.32.1] — 2026-10-21
 
 ### Added