v3.32.5: a card removed during the startup init leaves it cardless

Live log: a card was pulled while the server started and the TERMINAL
PROFILE send raised CardConnectionException 0x80100016
(SCARD_E_NOT_TRANSACTED).  The init's except caught it (no crash), but
the code then continued with the card object it had already built:
card_present and _CARD_CONNECTED became True - a phantom equipped card -
and the auto-equip's _CARD_CONNECTED early return then skipped every
later insertion, leaving only a manual Equip or a restart.

A PC/SC error in the startup init now prints one line (a traceback is
noise for a normal removal), clears the locals that feed those flags and
calls _clear_app_card_state(app); the presence monitor equips the next
card.  Non-PC/SC errors keep their traceback.

Pinned in tests/test_startup_cardless.py (the branch and the flag
sources).  1016 Python + 953 frontend green; simple-v463.

CHANGELOG.md

@@ -9,6 +9,18 @@ every change carries a descriptive commit message.
 
 ## [Unreleased]
 
+## [3.32.5] — 2026-10-21
+
+### Fixed
+
+- A card removed during the **startup initialization** no longer leaves the server
+  reporting a phantom equipped card.  The init caught the PC/SC error (and printed a
+  traceback) but kept the card object it had already built, so `card_present` and
+  `_CARD_CONNECTED` stayed True — and the auto-equip then skipped every later insertion
+  (its `_CARD_CONNECTED` early return), leaving only a manual Equip or a restart.  A
+  PC/SC error now prints one line (`INIT: card removed during initialization …`), drops
+  the half-initialized session and lets the presence monitor equip the next card.
+
 ## [3.32.4] — 2026-10-21
 
 ### Fixed